Terms of Service
Last updated: 27th Jan 2026
TapDeposit is operated by Callwith.ai Limited (company number 15692599), registered in the United Kingdom.
1. Acceptance of terms
By accessing or using TapDeposit (the "Service"), you agree to be bound by these Terms. If you do not agree, you may not use the Service.
2. Description of service
TapDeposit is a technology platform that allows service providers ("Merchants") to create payment links to collect deposits from their customers ("Clients").
- We are not a bank. We provide software to facilitate payments; we do not hold funds.
- We are not the service provider. We are not a party to the agreement between the Merchant and the Client regarding the actual service.
3. For Merchants
3.1 Accounts
You must provide accurate information when connecting your Stripe account. You are responsible for maintaining the security of your login credentials.
3.2 Fees
- Subscription: TapDeposit is currently free for Merchants (no monthly subscription).
- Stripe fees: you are responsible for standard Stripe processing fees (typically 1.5% + 20p), which are deducted automatically from the transaction.
- Client booking fee: TapDeposit adds a 49p booking fee to the total amount paid by the Client. TapDeposit sets this fee and may change it from time to time, with reasonable notice to Merchants of material changes. The fee shown to the Client at checkout applies to that transaction and is retained by TapDeposit.
3.3 Chargebacks and disputes
TapDeposit provides tools (digital signature and IP capture) to help you prove a Client accepted your cancellation policy. TapDeposit cannot guarantee the outcome of any chargeback or dispute. The final decision lies with the Client's bank. We are not liable for lost deposits or chargeback fees.
4. For Clients
4.1 Payments
By clicking "Pay", you agree to pay the Deposit Amount plus the secure Booking Fee shown at checkout. The Booking Fee is currently 49p for GBP payments, is paid to TapDeposit for the provision of the secure payment platform, is non-refundable, and may change from time to time.
4.2 Cancellation policy
By ticking the checkbox "I agree to the policy," you are entering into a binding agreement with the Merchant. TapDeposit records your IP address and timestamp as proof of this agreement. Refunds are subject to the specific Merchant's policy, not TapDeposit's control.
5. Prohibited use
You may not use TapDeposit for:
- Illegal goods or services.
- Adult content or gambling.
- Any business type prohibited by Stripe's restricted businesses list.Stripe restricted businesses.
6. Limitation of liability
To the maximum extent permitted by law, TapDeposit shall not be liable for any indirect, incidental, special, or consequential damages, or any loss of profits or revenue, whether incurred directly or indirectly. Our total liability for any claim arising out of these terms is limited to the amount of fees actually earned by TapDeposit from your transactions in the last 12 months.
7. Changes to terms
We reserve the right to modify these terms at any time. We will notify users of significant changes via email or dashboard notification.
8. Governing law
These terms are governed by and construed in accordance with the laws of the United Kingdom.
9. Contact
If you have questions about these terms, contact us at support@tapdeposit.com.